Tobsy

A private money system you own

Your money, seen clearly. Completely private.

The freedom and privacy of your own Google Sheet, with the design of an app in front of it.

  • Works in any browser
  • Installs on your phone like an app
  • No bank connections
  • One-time purchase
This month’s forecast: keep around A$4,600 to A$4,900, a strong month.Intentions as rings, each with what is left.What you kept: A$2,503.91, 48.3% of income.
The rule box, and the line that says the entry was logged.

Tracking

Track every dollar in seconds.

No bank connections, so the work went into making entry quick enough that it stops feeling like work.

  • Quick-entry rules: one word logs it
  • Learns your shops and their categories
  • Upload a screenshot

See everything in Tracking →

The year as a flow from salary to spending and kept, full screen.

Awareness

See it clearly, your way.

Every figure comes straight from what you entered, in any way and shape you like.

  • Usual ranges and drift, caught early
  • Analysis with total flexibility
  • The next seven days

See everything in Awareness →

Intentions this month: each with a bar and what is left or above.
A household fund for a trip to Japan: A$6,600 of A$9,000.

Staying ahead

Plan and structure your money. Always stay on top.

Intentions instead of budgets, goals for what matters, and a forecast that shows its spread.

  • Intentions, not budgets
  • Track how you do over time
  • Set goals, personal or shared

See everything in Staying ahead →

The app with Ava’s profile active.

For couples & families

One household, several people, no awkward maths.

Made for a couple, or a whole family: up to six profiles and two shared households.

  • Fully custom splits
  • No separate logins
  • Shared intentions and goals

See everything in For couples & families →

Privacy

Private by design, not by promise.

Tobsy is built so there is nothing to trust.

  • No bank connections
  • There is no Tobsy server
  • Never compared with anyone else’s

See everything in Privacy →

Privacy

In your own Google account. Nowhere else.

Your entries live in a Google Sheet that you own, so you will need a Google account.

How Tobsy is private by design →

Price

A$59 once, for life

Costs less than a year of most money apps, and it is yours for good.

So what is the catch?

There isn’t one, but here is why it works.

Subscriptions pay for servers, and Tobsy has none.

Why not a subscription?

Your money system shouldn’t be an ongoing cost in itself.

A subscription makes sense when a company holds your data and pays to keep it.

Just curious? Look around the demo, the real app with fourteen months of sample entries.