Tobsy

Spending awareness · in your own Google Sheet

Know where your money goes. Keep it to yourself.

Tobsy is a spending-awareness app you fill in by hand, a few taps per purchase. It lives in a Google Sheet in your own Drive. No bank connection, no account, no subscription.

No card. No password. An email address, and you're in.

Tobsy's Home screen on a laptop: a usual-range note, the next seven days, and this month's forecast band.
The same Home screen on a phone.

What is Tobsy?

A calm, honest picture of your money.

Income on the left, where it went on the right, what you kept in between. Every number comes from an entry you made, so the picture is only ever as true as you are, and never a guess.

The flow diagram: salary on the left, spending and kept in the middle, categories on the right.

What's inside

Everything you need to see clearly. Nothing to manage.

Add

A purchase takes a few taps.

Amount, category, done. Type a rule like "rent" and the rest fills itself in. Tobsy learns your merchants as you go, so the second coffee is one tap.

See the Add screen →

The Add screen with its number pad.

The week ahead

What's coming, before it comes.

Bills that usually land, the pay day, the things you told it to expect. Seven days at a glance on Home, and a plain sentence when you open it up.

See the calendar →

The next seven days as a strip: today, then the days a bill or a pay lands.
The week ahead opened up: which bills land which day, what comes in, and one plain sentence about the week.

Forecast

A forecast that shows its spread.

Where the month is likely to end, as a band rather than a single confident number. It widens when the data is thin and narrows as the month fills in.

This month's forecast: keep around a range, drawn as a band from today to the end of the month.

Usual ranges

It says when something drifts. Gently.

Tobsy learns what a normal month looks like for each category and mentions it when one wanders: up or down. Good news gets a note too.

A usual-range note: Shopping has been drifting up, usually about one amount a month, around another lately.
Where it went this month, by category, with each category's share.

Ledger

Every entry, nothing hidden.

Filter by date, type, merchant, category, fund or tag. A shared cost shows your share underneath. Two people, one sheet, and each sees their own view.

See the ledger →

September in the ledger, day by day, with shared costs showing your share.

Intentions

Not a budget. An intention.

Set a ceiling for a category, or a floor for what you keep, and watch it calmly. Tobsy says where you sit, never what you did wrong. Look back three, six or twelve months to see how you usually do.

See intentions →

Four intentions, each with a bar and what's left.

Goals & plans

Money set aside, and costs spread over time.

A fund shows what it holds, how far along it is, and when it gets there at your pace. A laptop paid in twelve is logged as each instalment lands, never counted twice.

See goals and plans →

A trip fund: what it holds, how far along, and a month-by-month chart of it growing.
A pay-over-time plan: a laptop in twelve instalments, six logged.

Catching up

A whole week in one grid.

Bulk-enter by category and day. Or paste a bank statement, or import a screenshot from your banking app, and review every row before it lands.

The bulk-entry grid: categories down the side, the days across, amounts typed straight in.

On every device

What you see on the laptop is what you see on the phone.

One app, the same numbers, the same buttons. Tobsy installs on your phone from the browser and works like an app. Nothing is desktop-only, and nothing is a cut-down version.

The calendar on a laptop.
The calendar on a phone.

Every screen, full size, on the app page.

Where your money data lives

In your own Google account. Nowhere else.

Tobsy has no database. Your entries are written to a spreadsheet in your own Drive, and the app reads them back from there. We can't see them, not as a policy, but because there's no path for them to reach us.

Your Google SheetEvery figure you ever enter. The only place your money data exists.
Google's permissionOne: to work in the spreadsheet Tobsy is attached to. Not your Drive, mail or contacts.
This websiteNothing about you. No analytics, no cookies.
Our key serverYour email, a trial number, and whether you've paid. Never a figure or a shop name.
If we disappearEvery paid copy keeps working, for good. Nothing expires.

The whole of it: your data · privacy.

Set-up · about ten minutes, once

Six steps, with a picture of every button.

Tobsy runs from a copy of a spreadsheet in your own Google account, so there's a one-time set-up. The guide walks you through it on a computer or a phone, and the last step does the wiring for you.

Make a copy

Copy the Tobsy sheet into your Drive.

Open its script

A few plain lines. You won't change them.

Deploy it

Turn it on, once. Google gives it an address.

Say yes, once

One permission: this spreadsheet.

Paste the address

The last thing you type.

Tobsy does the rest

Tabs, key, phone. Then it opens.

The longer version, with the questions people ask: set-up.

One price

Thirty days free. Then pay once, and it's yours.

No subscription and no renewal. Two people in a household share one copy, so one payment covers both. Refunds on request; a refund simply stops the app.

The shop opens with launch. The free trial is open now, and if you decide to keep Tobsy you pay from inside the app when the thirty days are up. Nothing is lost in between.

Tobsy, for good

A$59once

  • Every screen from day one. The trial holds nothing back.
  • Nothing to renew. No clock on something you've bought.
  • Your data stays in your Drive whether you pay or not.

In Australian dollars. Your card is charged in your own currency at the checkout's rate.

The demo on a phone.

Test drive

Try it with sample data first.

The demo is the real app with fourteen months of sample entries. Every screen and every button works. Nothing is installed, and nothing you do is saved.

See one whole month clearly. Then decide.

Thirty days is long enough to watch a month go by. That's all Tobsy asks before it asks for anything.