A spending tracker in your own Google Sheet
Your money, seen clearly. Completely private.
You type in what you spend, and it takes seconds. Everything lives in a Google Sheet in your own Drive: no bank connection, no account, no server. One payment, and it’s yours for good.
Five-minute set-up, once. You’ll need a Google account.
- Works in any browser, installs like an app
- Up to six people in one copy
- Your data stays yours, pay or not
- A$59 once, refunds within 14 days
Tracking
Track every dollar in seconds.
No bank connection, so the work went into making entry quick enough that it stops feeling like work.
- Quick-entry rules: one word logs it
- Learns your shops and their categories
- Catch up from a screenshot or a statement
Awareness
See where it goes. Notice when it drifts.
Every figure comes straight from what you entered, shown in whatever shape helps you see it.
- Your usual range for each category, and drift caught early
- Flow, donut, bars, trend or table, over any period
- The next seven days, like a weather forecast for your money
Staying ahead
Intentions, goals, and six months ahead.
Intentions instead of budgets, goals for what matters, and a forecast that shows its spread instead of one confident number.
- Intentions, not budgets: where you sit, no telling-off
- Goals, personal or shared, filling as you go
- Can I afford this? Type a number and see what it leaves
For couples & families
One household, several people, no awkward maths.
Made for a couple, or a whole family: up to six profiles and two shared households in one copy.
- Splits set the way your household works
- No separate logins, everyone in the one app
- Who fronted what, and the settle-up worked out for you
Privacy
Private by design, not by promise.
There is no Tobsy server to trust, because there is no Tobsy server. Your entries live in a Google Sheet in your own Drive, which is why you’ll need a Google account, and nothing else.
- No bank connections
- No database, no telemetry, no account
- Not pooled, averaged or ranked against anyone else’s
Plain answers
The things people ask first.
Isn’t typing it in a chore?
At first, a little; then it becomes the point. A purchase takes a few taps, and it is the moment you notice.
What happens on day thirty-one?
The app stops, properly stops, and asks to be paid for. Everything you entered is still in your sheet, and you can download all of it whether you pay or not.
What if Tobsy disappears?
Every paid copy keeps working, for good. The key does not expire, the check that reads it runs inside your own copy, and the sheet is yours.
What if I want a refund?
Ask within 14 days and we’ll refund it. No explaining, no arguing. Your sheet and your data stay yours.
Who makes this
One person, not a company.
Tobsy is built and looked after by one person in Australia who wanted to see where the money went without handing a bank login to anyone. There is no growth team and nothing to upsell. If something is wrong, or you have an idea, write to [email protected] and a person answers.
Price
A$59 once, for life
- Every screen, from day one.
- No clock on something you’ve bought.
- Up to six people, one sheet, one payment.
- Your data stays, whether you pay or not.
- Refunds on request within 14 days.
Price in Australian dollars. Your card is charged in your own currency at the checkout’s rate.
Why one payment
Subscriptions pay for servers. Tobsy has none.
A subscription makes sense when a company holds your data and pays to keep it. Yours is in your own Drive, so there is nothing for us to keep and nothing to charge you for each month.
It costs less than a year of most money apps, and it is yours for good.
Just curious? Look around the demo, the real app with fourteen months of sample entries.